BRIDGING
Understanding Second Charge Bridging Loans
Property finance isn’t always simple. You might have substantial equity in your property but can’t access it quickly through regular …
How Fast Can You Get a Bridging Loan?
You’ve found an amazing property deal with a catch – you need to complete within weeks, not months. Or perhaps …
HOLIDAY LET
What does fully furnished mean?
Have you ever arrived at a holiday rental, excited for a relaxing getaway, only to find yourself scrambling for a …
Are holiday let mortgages available in Scotland?
Holiday let mortgages have been available in Scotland for many years. We look at the availability of mortgages, the house buying process & how to get the best mortgage
Mortgages for Older People: Your Options After 55
You’ve probably heard someone say “banks won’t lend to people your age” or perhaps you’ve experienced a high street lender …
You’ve probably heard someone say “banks won’t lend to people your age” or perhaps you’ve experienced a high street lender turning you down because you’re over 55. These situations can leave you feeling excluded from the property market and unable to access the wealth tied up in your home. Here’s the good news: the UK mortgage market has changed …
Capital Raising
Capital Raising to Consolidate Debt
Are you juggling multiple debts with different interest rates, payment dates, and terms? Many homeowners find themselves stressed by managing …
Is remortgaging the same as releasing equity?
Remortgaging your home is the process of moving your mortgage from one lender, to another. But without moving home. Releasing …
What is a further advance mortgage?
Benefits of a mortgage further advance You may benefit from a further advance on your mortgage due to lower interest …
Can you release equity on an inherited house?
How do you inherit a house? There are two ways that someone in the UK can inherit a property: Transferring …
Remortgaging
Can you remortgage and add a name?
Regardless of how well you have made your monthly mortgage payments in the past, your lender is under no obligation …
How long does it take to remortgage?
How long does it take to remortgage? Ideally, when you remortgage you should allow up to 3 months, from start …
What documents do I need to remortgage?
If you’re a homeowner considering your mortgage options, you might be thinking about remortgaging. Remortgaging can offer several benefits, such …
Remortgaging when your house value has increased
If you’re a homeowner, you’ve probably heard the term ‘remortgaging’ thrown around quite a bit. But what does it mean, …
Equity Release
What is an enhanced lifetime mortgage?
An enhanced lifetime mortgage is a type of equity release plan designed specifically for UK homeowners aged 55 and over …
Buying a house with a lifetime mortgage
Have you ever dreamt of a fresh start, a change of scenery, or perhaps a home better suited to your …
Do you need a solicitor for equity release?
Equity release offers a convenient way to access some of the money in your home, providing funds for retirement needs …
What is drawdown equity release?
Drawdown equity release could be a suitable way to unlock the value tied up in your property without having to …
Not on the High Street!
The high street lenders can’t help every mortgage customer and they prefer the simple, low-risk ones.
If your situation is a bit different or needs a more personalised solution then our brokers can help.
Expert advice, for all situations.
Bridging Loans
The most flexible of secured loans and often misunderstood. Bridge loans can be used in so many different ways and can be arranged super fast.
Large Loans
High net worth mortgage brokers understand complex large loans and unique situations and can source bespoke deals from the right lenders.
Let to Buy
Let to buy combines a buy to let remortgage with a residential mortgage. Allowing you to move house while keeping your current home.
Checkmyfile Explained
Understanding your credit report can feel like trying to solve a puzzle with pieces from different …
What Lenders Want To See On Your Credit Report
Getting a mortgage means letting lenders look at your credit report. Many people worry about what …
Moving Home with a Mortgage? Here’s What You Need to Know
Moving house while managing a mortgage ranks among life’s bigger financial decisions. Whether you’re looking to …
Can You Get a Mortgage to Buy Someone Out?
Sometimes relationships change and you need to take sole ownership of a property. Whether you’re separating …
How Long Do You Need to Be in a Job to Get a Mortgage?
Are you putting off applying for a mortgage because you’re new to your job? Getting a …
Your Guide to Mortgages Without Early Repayment Fees
Receiving an unexpected windfall should be cause for celebration. But if your mortgage comes with early …
Which Credit Report Do Mortgage Lenders Use?
Your mortgage application success depends heavily on your credit history – but with multiple credit reports …
How Long Do Defaults Stay on Your Credit Report?
Money problems can strike anyone. If you’ve missed payments and received a default on your credit …
Does Your Overdraft Affect Your Credit Score?
Have you just checked your bank balance and found yourself in overdraft? If you’re hoping to …
How to Finance a Loft Conversion
UK house prices continue to rise, making many homeowners look for ways to create extra space …
How Many People Can Be On A Mortgage?
UK house prices have risen by over 50% in the past decade, pushing more people to …
How Long Does a Mortgage Application Take?
You’ve found your perfect home and made an offer. Now comes the mortgage application. Whether you’re …
Near Prime Mortgages: What You Need to Know
Getting turned down for a mortgage can happen to anyone. Whether you’re looking to buy your …
95% LTV mortgages
House prices in the UK continue rising faster than most people can save. You’re paying high …
90% LTV mortgages
Every month, you’re paying someone else’s mortgage through your rent while house prices keep climbing out …
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