What documents do I need to remortgage?
If you’re a homeowner considering your mortgage options, you might be thinking about remortgaging. Remortgaging can offer several benefits, such as potentially lower interest ...
How does the Bank of England base rate affect mortgages?
How is the Bank of England Base Rate set? The Bank of England sets the Base Rate based on a range of economic factors, ...
Does an overdraft affect a mortgage application?
How overdrafts can affect your mortgage application When you apply for a mortgage, lenders look at various factors to assess your financial stability and ...
What does completion date mean when buying a house?
What is a completion date? So, what exactly is the completion date? In the simplest terms, the completion date is the day when the ...
Who organises a survey when buying a house?
The importance of a home survey Before we go into who organises a home survey, let’s first understand what a home survey is and ...
Remortgaging when your house value has increased
If you’re a homeowner, you’ve probably heard the term ‘remortgaging’ thrown around quite a bit. But what does it mean, and more importantly, how ...
Can you live in a holiday home all year round?
Understanding Holiday Homes Let’s start by answering the question: What is a holiday home? A holiday home is a property owned in addition to ...
Does having a car on finance affect your mortgage?
Understanding Car Finance Before we go into the impact of car finance on mortgages, let’s first understand what car finance entails. Car finance is ...
Who needs a day one remortgage?
Why would you need a day 1 remortgage? There are various factors that may lead to the need for remortgaging a property soon after ...
How is a CIS mortgage calculated?
A CIS mortgage is only available to registered sub-contractors and it allows them to use the CIS payslips as proof of pay. There are ...
How do mortgage brokers get paid?
The Nuts and Bolts of a Mortgage Broker’s Pay Here’s the rub: when you’re scouting the market for your dream home, a mortgage broker ...
Do you need a deposit to remortgage?
When remortgaging, it’s important to find the most suitable deal, ensuring that the savings outweigh any associated costs. The initial step involves determining the ...
Can I change my mortgage to interest only?
Is it easy to change to an interest only mortgage? The notion of ‘easy’ is relative, isn’t it? While it might seem straightforward to ...
What is planning gain finance?
Yet, there’s another opportunity that often flies under the radar: securing planning permission on a prime plot destined for development. This could be in ...
What is finish and exit development finance?
How much can you borrow? The amount you can initially borrow with development finance depends on several factors including the nature of your project, ...
