How much do you need to earn for a £150,000 mortgage?
Factors Affecting Mortgage Affordability Income is a significant factor that affects how much you can borrow for a mortgage. Lenders use the income multiple ...
How much do you need to earn for a £250,000 mortgage?
Factors Affecting Mortgage Affordability Income: The most significant factor in mortgage affordability is your income. Lenders typically use the income multiple approach to calculate ...
Is a mortgage illustration the same as a mortgage offer?
In the ever-changing world of property finance, understanding mortgages can be a daunting task for anyone, whether you’re a first-time buyer or a seasoned ...
Can you remortgage with bad credit?
For many UK homeowners with less-than-perfect credit, the prospect of remortgaging can be daunting. Bad credit remortgages are a possible solution, but they come ...
Can I keep my tracker mortgage if I move house?
Tracker mortgages have been popular with borrowers for years, thanks to their competitive interest rates that move in line with the Bank of England’s ...
Is a remortgage based on your income?
Deciding when to switch your mortgage can be a challenging task. Although remortgaging can present a chance to reduce expenses and acquire additional funds, ...
Acceptable reasons to remortgage
Remortgaging can seem like an overwhelming prospect, especially if you’re not sure what you’re allowed to do. However, there are several acceptable reasons to ...
Why do mortgage companies need bank statements?
Are you looking to apply for a mortgage and wondering why lenders require your bank statements as part of the application process? Taking out ...
Can I move my mortgage to another house?
Are you a UK homeowner looking to move house and want to know whether you can take your mortgage with you? Have you ever ...
What is a mortgage stress test?
What is a mortgage stress test? The purpose of a stress test is to see how well you would be able to afford your ...
How long does a mortgage offer last?
We explain what a mortgage offer is, how to get one and how long it is valid for. How long does a mortgage offer last? Let's find out...
Do you need a survey to get a mortgage?
What is a survey & are they compulsory when applying for a mortgage? We answer this question and more including what is a mortgage valuation?
Do you need life insurance to get a mortgage?
When you’re looking to buy a home, you need to decide whether or not to take out life cover. But do you need life insurance to get a mortgage?
Mortgage product transfer vs remortgaging
There's 2 ways to change your mortgage interest rate: 1) Product transfer 2) Remortgage. We look at both and compare them to see which is best
How long does it take to get a secured loan?
How long does it take to get a secured loan? They are quicker than a capital raising remortgage but slower than an unsecured personal loan.
