Should you get a 30 year mortgage term?
Half of all first time buyers are now choosing a mortgage term of 30 years, or more. This article looks at why this is helpful plus the pros & cons.
What credit score is needed for a mortgage?
It is a common misconception that you must have a minimum credit score to be accepted for a mortgage. Here’s everything you need to know.
Can I change my interest-only mortgage to repayment?
In this article, we’ll go over everything you need to know about switching repayment methods, from interest only to repayment, or part and part.
Mortgage broker vs Bank: Which is better for you?
Mortgage broker vs Bank. Who will win in our head to head showdown? The traditional or the specialist? The verdicts in ...
What are the advantages of using a mortgage broker?
Did you know that your life will be immeasurably better after using a mortgage broker to help you to move home or remortgage? It's a fact!
What documents do I need for a secured loan?
When it comes to taking out a secured loan there are a few documents you will need in order to successfully complete the process. Let's take a look.
What is a homeowner loan?
A secured homeowner loan allows you to borrow a lump sum against your property, separate to your main mortgage. We explain how they work...
What is a second charge on a property?
We look at what having a second charge on your property means. Why you might need one, how they work and how they are regulated.
Does a secured loan affect remortgaging?
In this article we look at what a secured loan is and how it can affect the process of remortgaging your home.
What can you use a secured loan for?
Secured loans are a type of mortgage where you can borrow a large sum of money, typically £10,000 or more. But what can you use the money for?
How many mortgages can you have?
If you are wondering how many mortgages you can have, there’s no set answer. It depends on the mortgage type & your finances. Let's take a look
What is a second charge mortgage?
We answer the question What is a second charge mortgage? We look at what this type of mortgage is, how it works and who would want one.
Are second charge mortgages regulated?
Are second charge mortgages regulated? Second charge loans are a useful solution to many borrowing conundrums, but are they regulated by the FCA?
Are holiday let mortgages available in Scotland?
Holiday let mortgages have been available in Scotland for many years. We look at the availability of mortgages, the house buying process & how to get the best mortgage
How does a holiday cottage mortgage work?
This guide takes a look at how a holiday cottage could be used for short-term airbnb style lets and how to get a holiday cottage mortgage to buy it.
