Articles

What is a serviced accommodation mortgage?

This guide explains what serviced accommodation is, who it might be suitable for & what serviced accommodation mortgage solutions are available.

How long does a transfer of equity take?

Buying someone out of a house is a transfer of equity. This guide looks at how long a transfer of equity would take, with an overview of the process.

How to buy someone out of a house

How to buy someone out of a house? Whether it's a relationship breakdown, or a friend moving out, our guide explains how to buy someone out

How do you add someone to a mortgage?

We explain how you can add someone to a mortgage & the steps needed to achieve this. The process also involves a transfer of equity remortgage.

Do I need a solicitor to buy out my partner?

If you are buying out your partner you are probably also looking for a transfer of equity remortgage. But will you need a solicitor for either of these?

Top five reasons why homeowners put off remortgaging

You may have heard that some homeowners are putting off remortgaging their homes. But why? Is it really as bad as people say? Is applying for a mortgage that terrible?

When would you need a holiday rental mortgage?

There are many different types of mortgages to choose from, depending on your specific situation. This article looks at when a holiday rental mortgage would be needed, how they work and how to get one.

Subsidence – What does it mean and what are the signs?

Subsidence is one of the most serious issues for homeowners. It affects the value & mortgageability of properties. We take a look at what this means

Do you have to have home insurance with a mortgage?

In the past lenders made you buy their home insurance & life cover, it was lucrative business. But can they make you have buildings insurance?

15 questions commonly asked by first-time buyers

Are you considering buying your first home? If so, you’re likely wondering where to start and what to expect. Here are 15 questions commonly asked by first-time buyers to help get you started.

What you should know before you buy a leasehold home

Thinking of buying a new home? Buying a property is likely to be the largest purchase you will ever make, and the decision on ...

What to consider before making an offer on a house?

Before making an offer on a UK property, there are a few things you need to consider to get you prepared. When viewing properties, prepare a list of questions to ask the estate agent to get as much information as possible.

How does a Joint Borrower Sole Proprietor Mortgage work?

A Joint Borrower Sole Proprietor Mortgage (otherwise referred to as a JBSP mortgage) is a type of home loan that allows two people to borrow money together while only one of them is named on the mortgage.

Can you get a bridging loan with bad credit?

Can you get a bridging loan with bad credit? Bridging loans are different to other mortgage types. We look at the options for people with bad credit.

How long does an IVA stay on your credit report?

An IVA will show on your credit report and thus affects your ability to apply for credit during the IVA period. This article looks at what an IVA is, how it works and how long it stays on your credit report.