What are some common exit strategies for bridging loans?
A bridging loan lender will be very interested in your exit strategy. We look at what an exit strategy is & how they work with short term bridging.
Are self cert mortgages still available?
Self-cert mortgages enabled borrowers to apply for a mortgage without providing proof of their income. Are self-cert mortgages still around?
Can you move home with a fixed rate mortgage?
Lenders impose penalties for repaying a fixed rate mortgage early. So what happens if you need to move in the middle of your fixed rate period?
What is the 6 month mortgage rule?
This article digs in to the origin of the 6 month mortgage rule, why it is in place and what options are available to workaround it.
Are bridging loans regulated by the FCA?
Will you be protected if you take out a bridging loan? In this article we will cover what a bridging loan is and then explain how the regulation of these loans works in the UK.
Can you remortgage a house without a mortgage?
Applying for a mortgage on a property that you own outright is a way of releasing some equity. We look at how it works and the mortgage choices involved.
Should you get more than one Decision in Principle?
Should you get more than one Decision in Principle? We explore what a mortgage DIP is and how it works. We’ll also take a look at why borrowers might want to apply for multiple DIPs.
What does MUFB mean?
An MUFB, or MUB, is a building that contains a number of separate dwellings which are all owned under one freehold title. This type of property investment is becoming increasingly popular with experienced investors as they diversify away from single buy to lets.
What’s the difference between a holiday let mortgage and a buy to let mortgage?
We look at the differences between a UK holiday let and a buy to let. Both can be excellent property investments and we explain how they work
How to get a mortgage with a limited company
Most investors will require a mortgage to buy a property but there is often confusion about what type of mortgage is needed when using a holding company.
Do you need a buy to let mortgage for Airbnb?
While Airbnb can provide a huge amount of exposure and drive bookings towards a rental business there is often confusion among the hosts about whether a buy to let mortgage permits this type of letting.
Here we answer some of the more important questions concerning Airbnb and mortgages.
What is a Mortgage Illustration?
We take a look at what a mortgage illustration or KFI is, why you might need one and where to get one from.
How do part repayment and part interest only mortgages work?
Part and part mortgages are not that well known but they do offer an added degree of flexibility, making them very useful to lots of borrowers.
What happens when my interest only mortgage ends?
If you have an interest only mortgage, your monthly payments will only cover the interest charged. At the end of the term, you’ll still owe the same amount that you originally borrowed.
We look at interest only mortgages and the options you have for repaying them.
What is a product transfer mortgage?
Is a Product Transfer the same as a remortgage? Can you remortgage but stay with the same lender? We explain what they are and how to decide.
