What deposit do you need for a holiday let?
What deposit do you need for a holiday let mortgage? These require a bigger deposit than for a traditional mortgage. We explain how this works.
Remortgage with the same lender or switch?
When applying for a new mortgage the vast majority of people will choose a specific interest rate that is on offer. This could be ...
How do you repay an interest only mortgage?
Interest only mortgages are not as popular as they once were. Despite this there are still over 700,000 UK properties that have an interest ...
Essential tips when buying a new build home
When it comes to buying a new build home, there are a few things you need to know. In this article, we’ll go over ...
Mortgage underwriting explained
Applying for a mortgage can be hard work and for some people quite stressful. Mortgage underwriting is an essential part of the mortgage process ...
Buying a second property?
Investing in a second property is on the increase. The number of people in the UK who own more than one property has increased ...
What’s the difference between a mortgage deposit and an exchange deposit?
Our Guide to Mortgage Deposits goes into quite a lot of detail about what a mortgage deposit is, where it can come from and ...
11 steps to buying your first home
Buying your first home mixes excitement with nerves as you face countless decisions. From saving for a deposit to finding the right property, the ...
What does loan to value mean?
When you borrow money to buy a home, the loan is typically expressed as a percentage of the property’s value. This is known as ...
Buying a second home?
The UK has some of the best locations in the world, from our vibrant cities and breathtaking coastlines to our beautiful countryside. This love ...
Buying a new build home
THERE ARE MANY FACTORS to consider when buying a house. Location, size, price range, outdoor space and features all come into the decision-making process. ...
The different home insurance options
WITHOUT ADEQUATE PROTECTION, ONE SINGLE INCIDENT, SUCH AS FIRE OR BURGLARY, COULD HAVE A DEVASTATING EFFECT ON YOU AND YOUR HOME. Insurance can’t stop ...
Getting smart with remortgaging
YOUR MORTGAGE IS LIKELY TO BE ONE OF YOUR BIGGEST MONTHLY COSTS AND MAKING SURE YOU’RE ON THE BEST POSSIBLE DEAL CAN MAKE A ...
What exactly is a lender’s valuation?
When you buy a property with a mortgage the lender will instruct a surveyor to visit the property to carry out a mortgage valuation. ...
Securing your family’s future
Life insurance covers the worst case scenario and has become more important as financial foundations have shifted, government resources have been strained and costs ...
