Articles

Getting a mortgage as a freelancer

Mortgages are a necessary part of life for many people. They allow you to purchase a home, which is often the biggest purchase most ...

Ten Reasons to Use a Mortgage Broker

Buying a property or remortgaging can feel like trying to solve a puzzle with thousands of pieces. With over 14,000 mortgage products on the ...

How to finance an auction property purchase

Financing a property purchase at auction can be tricky. There are many things to consider, and it’s important to be prepared before the bidding ...

A growing demand for holiday let mortgages

Have you ever dreamed of owning a second home by the beach, or in your favourite UK holiday spot? Or perhaps you’re looking at ...

Gazumping: What is it and how can you avoid it?

A POTENTIALLY expensive and disappointing practice that all hopeful homebuyers should be aware of is gazumping. Purchasing a property can often be a long ...

Will your mortgage be paid off in the event of your death?

LIFE INSURANCE COVERS the worst-case scenario and has become more important as financial foundations have shifted, government resources have been strained and costs have ...

Could a fixed rate deal be the right type of mortgage for you?

A MORTGAGE is arguably the biggest financial commitment you’ll ever make, so understanding the options available to you is extremely important. One of the ...

Protecting a repayment mortgage against the unexpected

Protecting your repayment mortgage against death or illness is a significant step towards financial security for both you and your family. Unexpected life events ...

What are the different stages of conveyancing?

CONVEYANCING IS AN ESSENTIAL STAGE of a property transaction. It is the term for the legal and administrative process that comes with buying, selling ...

First-time buyer mortgage tips

Feeling daunted by the prospect of buying your first home? BUYING YOUR FIRST home is an expensive business and, for most of us, is ...

Access some of your home’s value using equity release

EQUITY RELEASE refers to any product that allows you to unlock a tax-free lump sum from the value of your home. Whatever financial freedom ...

What size mortgage could I afford to borrow?

WHEN YOU APPLY for a mortgage, the lender’s decision on how much you can afford to borrow can seem like a mysterious one. But ...

Life insurance protection for your mortgage

THE TERRIFYING death tolls resulting from the coronavirus pandemic outbreak and war in Europe may be causing many of us to think about our ...

How to deal with negative equity

What does having negative equity mean, and what can you do if you find yourself in this situation? With a generally strong property market ...

Should I overpay my mortgage?

OVERPAYING ON your mortgage can cut down the time it takes for you to repay the loan, and therefore the amount of interest you ...