Articles

Can You Get a Bridging Loan Without Regular Income?

The answer is yes – because not all bridging loans need income or even employment. Unlike standard mortgages which look at your income, affordability ...

Can You Pay Off a Bridging Loan with Another Bridge?

If you’re nearing the end of your bridging loan term and things haven’t gone according to plan, you might be wondering about using another ...

How To Use Bridging Finance To Break A Property Chain

Property chains are a common problem in the UK property market. Stuck in a chain, watching your dream home slip away while waiting for ...

Who Can Get a Bridging Loan?

Need property finance fast but not sure if you qualify? Many property buyers, investors and homeowners find themselves in the same boat. Whether you’ve ...

Can You Extend a Bridging Loan?

Bridging loans are designed to be short-term, but what happens when you need more time? Whether your property sale is taking longer than expected, ...

How Long Can You Have a Bridging Loan For?

When you need quick finance but traditional mortgages won’t work, bridging loans offer a solution. These short-term property loans can complete in days rather ...

Can You Get a Bridging Loan Without an Existing Mortgage?

You don’t need an existing mortgage to get a bridging loan. It’s a common misconception, but bridging finance is actually available to anyone with ...

Do you need a deposit for a bridging loan?

If you’re looking at bridging finance you’ll want to know about deposit requirements. We’ll explain what you need to put down upfront, cover alternatives ...

What Properties Can A Bridging Loan Be Secured Against?

If you need quick property finance, a bridging loan could be your answer. These short-term loans help property buyers, investors and business owners move ...

What is a retirement mortgage, and how do they work?

In recent years, there has been a notable rise in the popularity of retirement mortgages. This trend can be attributed to several factors, including ...

What is a concessionary purchase mortgage?

One of the biggest hurdles that first time buyers have to overcome is saving up for the initial deposit. Family members often step in ...

Can I extend my mortgage term?

A mortgage term is simply the length of time you have to repay your home loan. In the UK, this typically ranges from 25 ...

What is an enhanced lifetime mortgage?

An enhanced lifetime mortgage is a type of equity release plan designed specifically for UK homeowners aged 55 and over who have certain health ...

What is a hard credit search?

A hard credit search is a comprehensive review of your financial past, conducted by a lender or company when you apply for credit, such ...

What information is on a credit report?

Your credit report is a comprehensive record of your financial history, a bit like a financial CV. It contains details about your borrowing and ...