Articles

Buying a house with a lifetime mortgage

Have you ever dreamt of a fresh start, a change of scenery, or perhaps a home better suited to your needs as you get ...

Do you need a solicitor for equity release?

Equity release offers a convenient way to access some of the money in your home, providing funds for retirement needs without having to sell ...

What is drawdown equity release?

Drawdown equity release could be a suitable way to unlock the value tied up in your property without having to sell your home. It’s ...

What can you use equity release for?

Many homeowners turn to equity release as they approach or enter retirement. Even if you feel comfortable with your overall assets, you might find ...

Can you get equity release if you still have a mortgage?

Many people considering equity release wonder, “Can I still get it if I have a mortgage on my house?” The good news is, the ...

Can equity release be transferred to another property?

While many people happily remain in their current home after taking equity release, life circumstances can change. If you’re considering a move, whether it’s ...

Do you have to pay tax on equity release?

As you get older, your financial needs and goals might change. If you own your home, equity release could offer a way to unlock ...

Can equity release be used to pay off an interest only mortgage?

Many homeowners opt for interest-only mortgages due to their lower monthly payments. With this type of mortgage, you only pay the interest on your ...

Can I give my children money from equity release?

Getting on the property ladder in today’s world can feel like an impossible dream for many young adults. Rising property prices, strict lending criteria, ...

Can you do equity release more than once?

When starting a new equity release plan borrowers accept that this will be with them for the long term. It’s a convenient way to ...

How does equity release work when you die

While equity release can provide a welcome financial boost, it’s perfectly understandable to have questions about what happens to your equity release plan after ...

What happens when a fixed rate mortgage ends?

Is your fixed rate mortgage coming to an end? If so, then you may be wondering what your choices are, and how long it ...

How do joint mortgages work?

By taking a mortgage out with someone else you can combine your incomes to potentially borrow more than you could on your own, making ...

What is a consumer buy-to-let mortgage?

Becoming a landlord unexpectedly can be overwhelming. Whether you’ve inherited a property, need to relocate temporarily, or your living situation has changed, you might ...

Do mortgage lenders do a final credit check before completion?

You expect a mortgage lender to do some checks and investigations when you first approach them. It makes sense to vet new borrowers. But ...