A guide to short term mortgages
Mortgages are often set up over 25 years (or longer). If you like the idea of paying off your mortgage sooner than this, then ...
Is a marathon mortgage right for you?
There’s a growing trend towards longer, marathon mortgages, that spread the cost of a mortgage over 35 or even 40 years. The extended mortgage ...
Self employed mortgages with 2 years accounts
If you’re self-employed you might wonder about your chances of getting a mortgage. It’s a common myth that you need a long history of ...
Self employed mortgages with 1 years accounts
If you’re self-employed and looking to get a mortgage, you might think it’s a tricky process, especially if you’ve only got one year of ...
Is a self-employed mortgage based on gross or net profit?
So, you’re self-employed and looking for a mortgage. But what income figure do lenders need when you work for yourself? They will obviously want ...
How to get a mortgage with no deposit
Affordability can be a huge barrier to getting onto the housing ladder. If you are struggling to save up the 5% deposit that most ...
Switching to a buy to let mortgage
So you want to swap your residential mortgage for a buy to let? Renting out your own home is an option that many people ...
How to get a mortgage with a high deposit
Higher mortgage deposits start at around 25% of the property value. But does having a bigger deposit mean you will get a better deal? ...
How to get a mortgage with a low deposit
If you are saving up to buy a house you will know that getting on to the property ladder is not easy. One of ...
The Mortgage Guarantee Scheme Explained
If you’re dreaming of moving home but find the idea of saving for a large deposit overwhelming, this scheme might be a perfect fit ...
How to remove financial associations from your credit report
When it comes to managing your finances, your credit report plays a vital role. It’s a detailed record of your borrowing and repayment history ...
What is a family deposit mortgage?
Buying a home in the UK can be tough these days. With house prices going up and living costs getting higher, saving enough money ...
What’s the longest mortgage term you can get?
Choosing the right mortgage term is a big part of buying a home. It affects how much you pay every month and the total ...
Can you get life insurance if you don’t work?
When we think about life insurance, we often link it to people who have jobs. But what about those who don’t work? This might ...
What is a mixed-use mortgage?
Mixed-use mortgages are specifically tailored for properties that serve both residential and commercial purposes – think of a building with a shop, restaurant, or ...
