Why would you use a mortgage broker instead of a bank?
When you’re looking to get a mortgage, you might wonder whether to use a bank or a mortgage broker. While banks are a familiar ...
What is a gifted deposit?
Saving a deposit for a home is an enormous challenge for any would-be first time buyer. UK house prices keep rising, and so deposit ...
Why do debt consolidation mortgages cost more in interest?
Using your mortgage to consolidate other debts such as personal loans and credit cards can often be a lifesaver. No more juggling several monthly ...
How does porting a mortgage work
Porting a mortgage is the process of moving home and taking your mortgage with you. In reality you will take your mortgage interest rate ...
What is a portfolio landlord?
If you’re a landlord with an eye on expanding your property portfolio, it’s essential to understand what it means to be a ‘portfolio landlord’ ...
What kind of mortgage do you need for Airbnb?
Understanding the right mortgage for your property is important, especially as the trend towards short-term rental services like Airbnb continues to grow. There are ...
What is a mortgage exit fee?
Borrowing money can be an expensive game. But it’s not just the mortgage interest rates that you need to look out for. There’s a ...
What are the different mortgage repayment methods?
Although repayment mortgages are the most popular, there are actually three ways that a mortgage can be setup. This is known as the “repayment ...
Is remortgaging the same as releasing equity?
Remortgaging your home is the process of moving your mortgage from one lender, to another. But without moving home. Releasing equity generally means accessing ...
What is a family offset mortgage?
If you are looking to buy a home but don’t have enough deposit yet, then a family offset mortgage could help you out. These ...
Why are most buy to lets not FCA regulated?
It’s a commonly asked question. The mortgage on your home is regulated. If you were to take out a further advance or a second ...
Can you remortgage and add a name?
Regardless of how well you have made your monthly mortgage payments in the past, your lender is under no obligation to add your partner ...
Can you get a mortgage for land?
The different types of land and zones Land zoning specifies the allowable uses for a parcel of land as determined by the local planning ...
How does level term life insurance work?
Let’s continue to look at how this insurance works When can you make a claim? Death If a life assured dies during the policy ...
Does life insurance have to pay off debt?
Who is responsible for paying off the debts? The people responsible will be slightly different depending on if you were single, married and whether ...
