Unlocking credit secrets: 10 Factors that influence your mortgage approval
Getting a mortgage in the UK has become more detailed, with lenders looking closely at every part of your finances. Whether you’re buying your ...
What happens if your mortgage offer is withdrawn?
Reasons for withdrawing an offer It’s important to understand that there are various factors that could lead a lender to reconsider or withdraw a ...
Can you release equity on an inherited house?
How do you inherit a house? There are two ways that someone in the UK can inherit a property: Transferring ownership of an inherited ...
Can you get a mortgage with credit card debt?
How do lenders view debt? Any form of debt, including credit cards, will show on your credit file and be analysed by lenders. They ...
How long does a remortgage take with the same lender?
Product transfer benefits Mortgage product transfers are incredibly popular with borrowers. It was not that long ago that the renewal deal offered by your ...
Can you release equity without remortgaging?
Can you release equity on an inherited house? If you have recently inherited a house, or will do soon, you may be wondering if ...
Can you release equity on a fixed rate mortgage?
Releasing Equity – What Does It Mean? Releasing equity refers to the process of accessing the financial value tied up in your property. As ...
Can you release equity to buy another house?
How do you release equity from a property? Eligibility criteria When borrowing money against your own home, all lenders will need to carry out ...
What to do if your mortgage is declined
Some common reasons Let’s take a look at some of the more common reasons why mortgages are declined Don’t reapply straight away! Now, whether ...
What is a subprime mortgage?
If you’re reading this, chances are you’re on the hunt for a new mortgage, but maybe your credit history has seen better days. Don’t ...
What is a mortgage retention?
So you are trying to buy a property but the lender has slapped a ‘mortgage retention’ condition on the mortgage offer. Because of this ...
How long does it take to remortgage?
How long does it take to remortgage? Ideally, when you remortgage you should allow up to 3 months, from start to finish. Most of ...
What are later life mortgages?
You may, or may not, have plans to retire. But after 55 the mortgage lending landscape changes, and while mortgages are available, there are not as many lenders willing to grant you a mortgage.
Can a joint mortgage be transferred to one person?
When you own a property with someone else, things can sometimes get complicated. One of the most common mortgage related issues is where one ...
Mortgages for Pensioners
Reasons for needing a mortgage When you are retired, or over the age of 65, there are still many reasons why you might need ...
